Hospital billing is complex. We provide the tactical frameworks and professional referrals to help you audit your statements for potential errors and understand your rights under current 2026 federal laws.

If your medical bill exceeds $1,500, forensic coding errors are often to blame. We help match you to licensed advocates who review itemized charges for "upcoding" and negotiate directly with hospital billing departments.

Prefer to handle it yourself?
Check out our 2026 toolkit of phone scripts and dispute templates designed to leverage the No Surprises Act and your HIPAA right to itemized data.

Overwhelmed by multiple healthcare balances? Explore 2026 hardship programs and consolidation options designed to lower monthly payments for those who meet specific income and debt-to-income criteria.

Protect your financial future from illegal reporting. Federal law provides a 365-day grace period for medical debt. Use automated 24/7 monitoring to ensure no unauthorized collections hit your report.
DISCLAIMER: Bill Bully is a consumer education platform and does not provide legal, financial, or tax advice. We are not a law firm, a debt collection agency, or a credit repair organization. All scripts and templates are for educational purposes only. Results are not guaranteed and depend on individual hospital policies and state laws. Use of this site constitutes acceptance of our Terms of Service.
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